Subprime auto leads die from silence, not from credit.
Applicants who filled in a credit form expect a call back in minutes and get one in days, if at all. We work your applicant file at volume, qualify the basics, and hand your finance team a customer who is ready to talk.
- Large applicant files worked properly Tens of thousands of aged credit applications and web leads, called on a real cadence rather than skimmed for the easy ones.
- Qualified before handoff Income, time on job, down payment, trade and vehicle situation captured so your finance manager is not starting from zero.
- Dignified, on-shore conversations Subprime customers have been chased by everyone. Senior North American reps who treat them like adults get callbacks the boiler rooms never will.
- Consent-clean and fully logged Your leads only, scrubbed and suppressed, calling hours enforced, every disposition and opt-out recorded for your audit trail.
Who it is for
- Subprime and non-prime auto lenders with direct-to-consumer lead flow
- Buy here pay here and lease here pay here operators
- Dealer groups running their own subprime finance desk
- Lead buyers and marketers with large aged applicant files
Frequently asked questions
Whose leads do you call?
Yours. Credit applications, financing web forms, prior applicants and past customers where you have consent or an existing business relationship. We do not buy or supply consumer lists.
How do you stay compliant?
We only call lists you own and are authorized to call: web lead forms, credit applications, prior customers and existing business relationships. Every file is scrubbed against your internal do-not-call and suppression lists, state and provincial calling hour rules are enforced, known litigator numbers are removed, and opt-outs are recorded the same day and pushed back to you. Calls are made by live on-shore reps, never an autodialer or AI voice agent, and every dial is logged with disposition and timestamp for your audit trail.
Do you discuss approval or terms?
No. Reps confirm interest and gather the basics, then book the customer with your finance team or transfer live. Anything about approval, rate or terms comes from your licensed people.
Can you handle aged leads from 6 to 24 months ago?
That is often the strongest file. Credit situations change, vehicles break, and an applicant who was declined last year is frequently approvable now.
What does it cost?
Self-serve call credits start at $1.00 per call on the monthly plan with a 500 call minimum. Most managed programs run $1,000 to $6,000 a month, and high-volume lead-list programs run $6,000 and up depending on daily dial capacity.
Can you call on behalf of our dealer partners?
Yes, with written authorisation from the party that owns the records and agreed caller identification. We confirm who the caller represents on every call.
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